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The provider provided (say) 10 minutes of service, but got to keep all of the money (say 20 minutes).

When the Internet got relatively mature, sale of any sexual service not involving a minor could be made to anyone not a minor.

Once means of transmitting payment were developed, phone sex turned into primarily a commercial activity, with customers (overwhelmingly male) and sellers (overwhelmingly female).

Due to the potential for emotional intimacy between those who have engaged in phone sex, it is a matter of some debate whether phone sex is to be considered infidelity when involving a person outside of a committed personal relationship.

Originally phone sex services consisted of a managed network of dispatchers (live or automated) and erotic performers.

The telephone companies would provide billing services for chat line companies.

Leonard recorded her own voice informing callers of the contents of the next issue of High Society magazine before its publication.

Later she recorded others such as Annie Sprinkle "talking sexy".

All have some way for a provider to post a picture and some text.

Big platforms as of 2016 are Niteflirt, Talkto Me, and My Phone Site; the latter also includes provision by which a manager, with the consent of the providers, could have a virtual shop with many providers under them. Customers had a variety of payment options, and pages of providers to choose from, sometimes with voice samples available.

If a customer disputed a charge, the telephone company would usually “forgive” the charge but block the caller from calling any other chat lines.

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